{"id":3426,"date":"2012-04-27T00:36:52","date_gmt":"2012-04-27T03:36:52","guid":{"rendered":"http:\/\/www.mrtrader.com.ar\/?p=3426"},"modified":"2012-04-27T00:36:52","modified_gmt":"2012-04-27T03:36:52","slug":"crdito-al-sector-privado-en-argentina","status":"publish","type":"post","link":"https:\/\/www.mrtrader.com.ar\/?p=3426","title":{"rendered":"Cr&eacute;dito al sector privado en Argentina"},"content":{"rendered":"<p>El cr\u00e9dito es una de las variables m\u00e1s observadas en la econom\u00eda, no es casualidad que la mayor\u00eda de los an\u00e1lisis de situaci\u00f3n de un pa\u00eds por parte de bancos y consultores comiencen por el nivel de cr\u00e9dito al sector privado.<\/p>\n<p>En Argentina no se ha logrado recuperar el cr\u00e9dito despu\u00e9s del 2001, apenas llega a un 15% del pbi, un nivel deplorable.<a href=\"http:\/\/www.mrtrader.com.ar\/wp-content\/uploads\/2012\/04\/credito_pbi.jpg\"><img decoding=\"async\" loading=\"lazy\" style=\"border-bottom: 0px; border-left: 0px; display: block; float: none; margin-left: auto; border-top: 0px; margin-right: auto; border-right: 0px\" title=\"Nivel del cr\u00e9dito al sector privado en Argentina %PBI\" border=\"0\" alt=\"Nivel del cr\u00e9dito al sector privado en Argentina %PBI\" src=\"http:\/\/www.mrtrader.com.ar\/wp-content\/uploads\/2012\/04\/credito_pbi_thumb.jpg\" width=\"542\" height=\"364\" \/><\/a> <\/p>\n<p>Demanda hay y mucha, y se podr\u00eda decir que oferta tambi\u00e9n la hay en cierta medida, pero el desajuste que existe hoy de diversas variables y situaciones econ\u00f3micas, crea una oferta no adecuada al tipo de demanda existente.<\/p>\n<p><!--more--><\/p>\n<p>Como ejemplo, hoy, una familia no puede pensar en pedir un cr\u00e9dito hipotecario, por sus exigencias para acceder y por el mismo costo del metro cuadrado.<\/p>\n<p>Sumado a esto, los bancos privados, no pueden dar cr\u00e9ditos largos y blandos, ya que no tienen l\u00edneas de financiaci\u00f3n sobre todo externas, por la situaci\u00f3n de default de deuda, que ya conocemos. Solo queda financiar los cr\u00e9ditos con dinero de sus clientes, y por el momento el nivel de inflaci\u00f3n crea dep\u00f3sitos a muy corto plazo, eso hace inviable para un banco tener en cartera este tipos de cr\u00e9ditos. <\/p>\n<p>Hace unos meses por la crisis en Europa, varios bancos en M\u00e9xico y Brasil que tiene casa central en el viejo continente, recortaron sus l\u00edneas y carteras en esos pa\u00edses, se pueden imaginar que se puede esperar en Argentina.<\/p>\n<p>Por el momento el crecimiento del 12% al 15% que se aprecia desde 2010, se dio por l\u00edneas p\u00fablicas, como las del bicentenario. <\/p>\n<p>Para este a\u00f1o se espera una mejora, por la misma v\u00eda.&#160;&#160; <\/p>\n","protected":false},"excerpt":{"rendered":"<p>El cr\u00e9dito es una de las variables m\u00e1s observadas en la econom\u00eda, no es casualidad que la mayor\u00eda de los an\u00e1lisis de situaci\u00f3n de un pa\u00eds por parte de bancos y consultores comiencen por el nivel de cr\u00e9dito al sector privado. En Argentina no se ha logrado recuperar el cr\u00e9dito despu\u00e9s del 2001, apenas llega [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[54,80],"tags":[241,1156],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr&eacute;dito al sector privado en Argentina - M r. T r a d e r<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mrtrader.com.ar\/?p=3426\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr&eacute;dito al sector privado en Argentina - M r. T r a d e r\" \/>\n<meta property=\"og:description\" content=\"El cr\u00e9dito es una de las variables m\u00e1s observadas en la econom\u00eda, no es casualidad que la mayor\u00eda de los an\u00e1lisis de situaci\u00f3n de un pa\u00eds por parte de bancos y consultores comiencen por el nivel de cr\u00e9dito al sector privado. En Argentina no se ha logrado recuperar el cr\u00e9dito despu\u00e9s del 2001, apenas llega [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mrtrader.com.ar\/?p=3426\" \/>\n<meta property=\"og:site_name\" content=\"M r. 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